Pesapal - Payment Gateway Integration Plugin

Pesapal is a reliable and secure payment gateway designed to facilitate one-time online payments across several African countries. It supports a wide range of payment methods including mobile money, card payments, and bank transfers, making it a versatile solution for businesses of all sizes. Pesapal is known for its user-friendly interface, robust fraud prevention, and seamless integration with e-commerce platforms and CMS systems like Osclass.

Pesapal – Seamless Payments Across Africa

Description and Features

Pesapal is a powerful payment gateway tailored for businesses operating in East Africa and beyond, offering a secure and efficient way to accept payments online. This plugin integrates Pesapal into the Osclass Pay Plugin (v4.1 or higher), enabling Osclass-based classifieds websites to accept payments with ease.

• Supports one-time payments only – no recurring billing
• Designed for startups, small, medium, and large businesses
• Real-time transaction processing with instant payment confirmation
• Mobile money integration with popular African providers
• Secure card payments with PCI-DSS compliance
• Fraud detection and prevention mechanisms in place
• Dispute resolution support for chargebacks and transaction issues
• Easy integration with Osclass Pay Plugin – no coding required
• Customizable payment experience for end-users
• Detailed transaction reports and analytics via Pesapal dashboard
• Multi-currency support for regional flexibility
• Sandbox environment available for testing
• Supports both online and offline businesses
• Regulatory compliance with local financial authorities
• 24/7 customer support and technical assistance

Supported Payment Methods

Pesapal supports a wide variety of payment methods, making it accessible to a broad customer base:

• Card Payments: Visa, Mastercard, American Express
• Mobile Money: M-Pesa, Airtel Money, Tigo Pesa, MTN Mobile Money
• Bank Transfers: Direct bank payments through supported banks
• Pesapal e-wallet: For users with Pesapal accounts
• USSD Payments: Available in select regions for feature phone users

Pricing and Fees

Pesapal charges a transaction-based fee, typically ranging from 3.5% to 4% per transaction depending on the payment method and country. Additional fees may apply for currency conversion or chargebacks. Businesses are encouraged to contact Pesapal directly for custom pricing based on volume and industry.

Currencies

Pesapal supports a wide range of currencies, allowing businesses to operate across borders:

• KES, UGX, TZS, RWF, BIF
• USD, EUR, GBP, ZAR
• NGN, GHS, XAF, XOF

Note: Please verify currency compatibility on the official Pesapal website for the most up-to-date list.

Regions and Countries

Pesapal operates primarily in Africa, with a growing presence in other regions. It is ideal for businesses targeting local and regional markets.

• East Africa: Kenya, Uganda, Tanzania, Rwanda, Burundi
• West Africa: Nigeria, Ghana
• Southern Africa: Zambia, Malawi, Zimbabwe
• Central Africa: Cameroon, Democratic Republic of Congo
• Other: South Africa, Ethiopia

Note: For the most accurate and updated list of supported countries, please consult the official Pesapal website.

High risk payments and Adults content

Pesapal does not support adult content or high-risk industries such as gambling, cryptocurrency trading, or weapons sales. Businesses operating in these sectors should consider alternative gateways. For general e-commerce, classifieds, and service-based platforms, Pesapal is a safe and compliant choice.

References

• Homepage: https://www.pesapal.com
• Dashboard (Production & Sandbox): https://merchant.pesapal.com
• Documentation: https://developer.pesapal.com

Pesapal is a trusted and regionally focused payment gateway that brings secure, fast, and flexible payment options to African businesses. With strong support for mobile money, card payments, and bank transfers, it’s an excellent choice for Osclass users looking to expand their reach in Africa. Its robust fraud protection, easy integration, and multi-currency support make it a reliable partner for online transactions.